When you or a family member suffers a Catastrophic injury in an accident, or the result of someone else’s negligence, life for the victim and their family will be permanently altered. Individuals with Catastrophic injuries may never be able to return to the work force, provide their own personal care or engage in normal activities of daily living. Catastrophic Brain and Spinal Cord injuries have devastating consequences and often these individuals require extensive and long-term neuro-rehabilitation, attendant care and home modifications to ensure their safety and improve their quality of life. These injuries dramatically change the life of the victim and their family, forever. As a result, choosing a law practice with the experience, expertise and proven track record of success in representing people with Catastrophic injuries may be the most important decision you ever make in your life.
Unfortunately, instances of Catastrophic Impairment have been growing steadily in recent years. Such injuries often result in the need for costly medical expenses, rehabilitation and attendant care. As a result of this, victims of Catastrophic injuries often seek compensation to mitigate the emotional, financial and physical losses they have suffered. With nearly 35 years of experience handling Catastrophic Impairment cases, the team at Horowitz Injury Law can provide you with the strong legal representation you need to get the compensation and financial protection you and your family deserve.
Catastrophic Impairment: Common Causes and Compensation
While Catastrophic injuries are sustained due to a variety of causes, among the most common are motor vehicle accidents, motorcycle accidents, slip and fall accidents, ATV & dirt bike accidents, snowmobile accidents and others.
As a victim of a motor vehicle accident that has resulted in Catastrophic injuries, you may be eligible to apply for a Catastrophic Impairment designation under Ontario’s No-Fault Benefit system, as well as pursue a personal injury lawsuit against the at-fault parties. An Application for Catastrophic Impairment under the No-Fault Benefit Schedule is a complex process of endless paperwork and often arbitrary decisions by the insurance company and their experts denying these claims.
A finding of Catastrophic Impairment under the No-Fault Benefit Schedule is vital for any victim who is catastrophically injured in a motor vehicle accident because of the significantly enhanced benefits available to the victim. For example, Medical, Rehabilitation and Attendant Care Benefits of up to $1,000,000.00 over the injured victim’s lifetime, including incurred Attendant Care expenses of up to $6,000.00 per month are available. In addition, benefits for Housekeeping Expenses and Case Management Services can be claimed.
Access to this upper tier of benefits is crucial and is always aggressively disputed by the insurance company. With the recent changes to the Catastrophic Impairment definition under the No-Fault Benefit schedule, the criteria to qualify are more onerous. It is important that the law firm you hire has the financial resources and experience to dispute the insurance company’s denial of your claim at the Licence Appeals Tribunal.
At Horowitz Injury Law, we can help you to receive the compensation that you deserve for your Catastrophic Impairment. Contact us today for a free consultation.